“True learning doesn’t just teach. It transforms.”
I’m Bhav, a quietly thoughtful guide for people navigating change.
I’ve spent over 20 years working in both consulting and non-consulting actuarial roles, across the public and private sectors. My work has always been structured, analytical, and professional – but over time, I realised that what lit me up wasn’t just the modelling or the numbers.
It was the moments in between.
When someone asked, “Can I run something by you?”
When I helped a colleague make sense of a career decision.
When I supported a graduate in seeing that their path didn’t have to look like anyone else’s.
Those quiet conversations – that’s where I do my best work.
What I Do Now
These days, I help thoughtful professionals navigate their own transitions with clarity, depth, and direction.
Some are leaving structured roles. Others are trying to rediscover who they are beneath the title.
I offer 1:1 space to reflect, reframe, and move forward, without pressure or performance.
This isn’t coaching in the traditional sense. It’s not therapy either. It’s structured reflection. Rooted in trust, and shaped by experience.
Alongside this, I still contribute to actuarial education – for example, facilitating courses on climate risk and sustainability, and marking assignments for students training in the profession. That balance matters to me: keeping a foot in both structure and emergence.
Why I Do This
Because I know what it’s like to feel boxed in by a title, or a contract.
I’ve worked across the spectrum: as a permanent employee, a fixed-term hire, a freelancer, a day-rate contractor, and a founder. Each mode came with different freedoms – and its own constraints.
I’ve stepped off the traditional path more than once. And I’ve often found myself quietly supporting others who are doing the same.
What frustrates me is how often people get advice that’s surface-level, transactional, or generic. Especially people who, like me, have a lot of potential, but find it hard to articulate in a way that feels true and commercially viable.
So much career advice feels like a performance. I’d rather hold space for something real.
What I Believe
- That clarity is a form of care.
- That learning is layered – and never really ends.
- That we all deserve to move through transitions with our values intact.
- That self-reliance is a quiet kind of resilience.
- And that our work doesn’t need to look loud to be meaningful.
If you’re navigating change and want to explore it with someone who gets it, I’d be honoured to hold that space with you.
